Free Debt Consolidation Programs in Baltimore, Maryland
Managing debt can be overwhelming, but residents of Baltimore, Maryland, have access to several free debt consolidation programs to help regain financial stability.
Table of Contents
- Baltimore City Financial Empowerment Center
- Money Fit by DRS, Inc.
- InCharge Debt Solutions
- Johns Hopkins Federal Credit Union
- Maryland Department of Labor's Legal Help & Financial Counseling
Baltimore City Financial Empowerment Center
The Baltimore City Financial Empowerment Center (FEC) offers professional financial education through one-on-one counseling and coaching as a free public service to residents. Their certified counselors assist with managing finances, paying down debt, increasing savings, establishing and building credit, and accessing safe and affordable banking products.
To make an appointment, visit their website:
Money Fit by DRS, Inc.
Money Fit is a nonprofit organization that helps Baltimore residents find debt relief through trusted services. They specialize in debt consolidation, credit counseling, and financial education. Their approach ensures you regain control of your finances and eliminate debt burdens.
Learn more about their services:
InCharge Debt Solutions
InCharge provides free, nonprofit credit counseling and debt management programs to Maryland residents. They work with your creditors to consolidate your debt, reduce interest rates, and create an affordable monthly payment plan. Their goal is to help you eliminate debt in 3-5 years.
Explore your options with InCharge:
Johns Hopkins Federal Credit Union
JHFCU offers debt consolidation solutions to help simplify your finances, lower your interest rates, and improve your overall financial well-being. Their services include credit card balance transfers, home equity loans, and personal loans tailored to your needs.
Find out more about their debt consolidation tools:
Maryland Department of Labor's Legal Help & Financial Counseling
The Maryland Department of Labor provides resources for consumer legal assistance and financial counseling. They offer information on approved credit counseling agencies that can help you work out a repayment plan with your creditors without filing for bankruptcy.
By exploring these free debt consolidation programs, Baltimore residents can take proactive steps toward achieving financial freedom and stability.
Keywords: debt consolidation, Baltimore, Maryland, financial counseling, credit counseling, debt management